As of April 12th, the average taxpayer who has received a tax refund in 2019 will receive a $2,795 payout(1). While the payout is down 1.3% from this time last year, it’s still a significant refund. And if strategically spent, can save you even more in the long run! A recent survey from GOBankingRates.com(2) shows […]
Is Your Family At Risk of Child Identity Theft?
No one wants to go through the fallout from an identity theft. It’s incredibly stressful, it can be costly, and it can take what seems like forever to get your record clean again. By gaining access to your personal information, the identity thief can send your finances, credit, and your reputation into a tailspin. When […]
Your DIY Guide to Credit Repair
In the market for a new home, but your credit score could use some serious TLC? You’re not alone! And we’re here to tell you that credit repair is very possible – it just takes a little strategy, effort, and some discipline, too. There’s even better news: you can perform the credit repair yourself. Don’t […]
Mortgage DON’Ts to Avoid During The Loan Process
The home loan process can be stressful – with many steps that need to be taken. Something that may seem inconsequential to you could have an impact on your mortgage approval, and the last thing anyone wants is to have their dream to fall apart because of a simple misstep! The following list of mortgage DON’Ts can help you avoid the mistakes […]
Your Credit Report: How This Weekend’s Changes May Affect It
Many of us are all-too-familiar with our credit report, that detailed chronicle of your credit history. Credit bureaus compile this information, then your potential lenders use the reports to determine your creditworthiness for taking on loans and other debt. Your credit report has always revealed things like whether you’ve been late on payments or whether you’ve defaulted on a […]